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Finance & Stock Groups Forum Index » Financial Planning » Hotel point credit cards
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| rajiv1 |
Posted: Tue Aug 07, 2007 6:27 pm |
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Has anyone looked at different credit cards offered by hotel chains
like Hilton, etc.? Which ones offer the best rewards? I've the one by
Hilton and have accumulated some points but it's hard to book rooms
using those points and was thinking about going for the one offered by
Best Western. |
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| Cal |
Posted: Tue Aug 07, 2007 8:52 pm |
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"rajiv1" <rajiv1@gmail.com> wrote in message
news:1186475427.257789.310250@q75g2000hsh.googlegroups.com...
Quote: Has anyone looked at different credit cards offered by hotel chains
like Hilton, etc.? Which ones offer the best rewards? I've the one by
Hilton and have accumulated some points but it's hard to book rooms
using those points and was thinking about going for the one offered by
Best Western.
Mine is NOT a hotel credit card, but rather a Chase Business Priority Club
Card.
We got 10,000 points when we applied for the card, and additional points
with
every purchase.
When we get ready to travel, we call Priority and they book the room for us
at
intercontinental, Crown Plaza, Holiday Inn, Holiday Express, Staybridge or
Candlewood.
Generally it takes anywhere from 10K to 20K points for a Nights stay. You
are only required to
pay the Tax applicable.
We have had a similar card in the past and it was REAL easy to use. |
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| kastnna |
Posted: Wed Aug 08, 2007 1:47 am |
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On Aug 7, 9:27 am, rajiv1 <raj...@gmail.com> wrote:
Quote: Has anyone looked at different credit cards offered by hotel chains
like Hilton, etc.? Which ones offer the best rewards? I've the one by
Hilton and have accumulated some points but it's hard to book rooms
using those points and was thinking about going for the one offered by
Best Western.
Many would say that the Marriott rewards card is the most popular and
successful hotel rewards card.
Quick disclaimer: I hope you are paying off your balance in full each
month (unless there is a 0% period). |
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| Cal |
Posted: Wed Aug 08, 2007 3:30 am |
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Guest
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"Cal" <cal-lester@comcast.net> wrote in message news:...
Quote:
"rajiv1" <rajiv1@gmail.com> wrote in message
news:1186475427.257789.310250@q75g2000hsh.googlegroups.com...
Has anyone looked at different credit cards offered by hotel chains
like Hilton, etc.? Which ones offer the best rewards? I've the one by
Hilton and have accumulated some points but it's hard to book rooms
using those points and was thinking about going for the one offered by
Best Western.
Mine is NOT a hotel credit card, but rather a Chase Business Priority Club
Card.
We got 10,000 points when we applied for the card, and additional points
with
every purchase.
When we get ready to travel, we call Priority and they book the room for
us at
intercontinental, Crown Plaza, Holiday Inn, Holiday Express, Staybridge or
Candlewood.
Generally it takes anywhere from 10K to 20K points for a Nights stay. You
are only required to
pay the Tax applicable.
We have had a similar card in the past and it was REAL easy to use.
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| anoop |
Posted: Fri Aug 10, 2007 4:30 am |
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Guest
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On Aug 7, 7:27 am, rajiv1 <raj...@gmail.com> wrote:
Quote: Has anyone looked at different credit cards offered by hotel chains
like Hilton, etc.? Which ones offer the best rewards? I've the one by
Hilton and have accumulated some points but it's hard to book rooms
using those points and was thinking about going for the one offered by
Best Western.
Not sure if this is straying from the topic of financial planning...
I don't think there's any hotel/airline card that can do
better than just getting 1% cash back (there are several
that offer even more). That way you can just shop around
for the best hotel deal when you travel and you don't have
to worry about points expiring, blackout dates and the
like. [If you get 1 point per dollar spent and if it takes
20000 points to get a hotel room, it is worth it only
if you can't find a similar room for <= $200.]
I've only ever had one "points" card and I got it at the time
when 1% cash back cards didn't exist (or at least weren't
that prevelant). At this point, I don't really need
anything that the points can get me, and all the points I have
are about to expire at the end of this year. So I'm going
to be forced to get something I don't care for. I've stopped
using the card for a while now, and once I get this thing
that I don't really need, I'll be closing the account.
Anoop |
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| anoop |
Posted: Fri Aug 10, 2007 4:31 am |
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On Aug 7, 7:27 am, rajiv1 <raj...@gmail.com> wrote:
Quote: Has anyone looked at different credit cards offered by hotel chains
like Hilton, etc.? Which ones offer the best rewards? I've the one by
Hilton and have accumulated some points but it's hard to book rooms
using those points and was thinking about going for the one offered by
Best Western.
Not sure if this is straying from the topic of financial planning...
I don't think there's any hotel/airline card that can do
better than just getting 1% cash back (there are several
that offer even more). That way you can just shop around
for the best hotel deal when you travel and you don't have
to worry about points expiring, blackout dates and the
like. [If you get 1 point per dollar spent and if it takes
20000 points to get a hotel room, it is worth it only
if you can't find a similar room for <= $200.]
I've only ever had one "points" card and I got it at the time
when 1% cash back cards didn't exist (or at least weren't
that prevelant). At this point, I don't really need
anything that the points can get me, and all the points I have
are about to expire at the end of this year. So I'm going
to be forced to get something I don't care for. I've stopped
using the card for a while now, and once I get this thing
that I don't really need, I'll be closing the account.
Anoop |
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| Elizabeth Richardson |
Posted: Fri Aug 10, 2007 5:21 am |
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"anoop" <ghanwani@gmail.com> wrote in message
news:1186705786.994229.285980@i13g2000prf.googlegroups.com...
Quote:
I don't think there's any hotel/airline card that can do
better than just getting 1% cash back (there are several
that offer even more).
Well, I'm not sure discussing the various cards is, indeed, appropriate.
However, I have to put in that my Alaska Airlines Visa card is better than
that 1%. I get 1 mile for every dollar, and it takes 20,000 to redeem for a
domestic flight - more to Mexico, Canada, or Russia. Alaska has numerous
"partners" so these miles are useable on other airlines, though that would
cost more miles. Since a round trip to just Seattle costs more than $400,
though I wouldn't spend my miles on such a short trip. I just returned from
Maine, where a ticket costs >$900, and I used miles. I have another trip
planned this fall to Florida when I will use miles, and that trip costs
Quote: $750. Most folks here charge everything to their Alaska Airlines card -
groceries, internet, gas, dinner out, etc. We also get an annual $50
companion fare with this card. Yes, my Platinum card has a $75 annual fee,
so it's not free, but that seems a wise use of my money since I plan to fly
several times a year.
Elizabeth Richardson |
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| anoop |
Posted: Sat Aug 11, 2007 5:36 pm |
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On Aug 9, 6:21 pm, "Elizabeth Richardson" <erich...@worldnet.att.net>
wrote:
Quote: companion fare with this card. Yes, my Platinum card has a $75 annual fee,
so it's not free, but that seems a wise use of my money since I plan to fly
several times a year.
It might work for your specific situation since you travel a lot
and maybe here are no blackout dates with the airline
in you use. I've been able to redeem miles only 3 times in all of the
10+ years that I've been accumulating them. And I do try to redeem
them every time I fly. In any case hotel cards are less of a "good
deal" since prices are much less variable and it's possible to find
competitive prices even at the last minute.
On the other hand, with cash back, there's no hassles whatsoever and
it doesn't tie you down to any specific vendor when traveling.
Several cards offer 2% on gas & grocery purchases and 1% on everything
else. Some go even higher.
Anoop |
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| rajiv1 |
Posted: Sun Aug 12, 2007 2:51 pm |
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Quote: I don't think there's any hotel/airline card that can do
better than just getting 1% cash back (there are several
that offer even more).
Fidelity offers Visa signature with 1.5% cash back but you have to be
their mySmart customer. |
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| Elizabeth Richardson |
Posted: Sun Aug 12, 2007 7:07 pm |
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"anoop" <ghanwani@gmail.com> wrote in message
news:1186839332.218553.263920@i38g2000prf.googlegroups.com...
Quote:
On the other hand, with cash back, there's no hassles whatsoever and
it doesn't tie you down to any specific vendor when traveling.
Several cards offer 2% on gas & grocery purchases and 1% on everything
else. Some go even higher.
My point was that there is at least one airline card that is substantially
better than a cash back card. The miles don't expire and you get them for
everything you purchase, including double miles for purchased airline
travel.
Elizabeth Richardson |
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