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mscsrrr.com
Posted: Wed Jul 25, 2007 3:19 am
Guest
Does anyone know the best mutual fund to invest in, which has high
yield and is safe?
Andrew Koenig
Posted: Wed Jul 25, 2007 5:12 am
Guest
"mscsrrr.com" <mscs@maximumedge.com> wrote in message
news:1185313780.022367.324040@q75g2000hsh.googlegroups.com...

Quote:
Does anyone know the best mutual fund to invest in, which has high
yield and is safe?

No; no one knows.
Sandra Loosemore
Posted: Wed Jul 25, 2007 6:48 am
Guest
"mscsrrr.com" <mscs@maximumedge.com> writes:

Quote:
Does anyone know the best mutual fund to invest in, which has high
yield and is safe?

If you want "safe", stick with a money market account or bank CD or
savings account.

Mutual funds generally are not "safe", and the best one to invest in
depends on your goals, risk tolerance, how long it's going to be
before you're going to need the money, whether this is for a regular
investment account or IRA, whether you need current income or are
investing for long-term growth, etc. Since you didn't tell us any of
those things, it's impossible to make suggestions.

-Sandra the cynic
John A. Weeks III
Posted: Wed Jul 25, 2007 8:17 am
Guest
In article <1185313780.022367.324040@q75g2000hsh.googlegroups.com>,
"mscsrrr.com" <mscs@maximumedge.com> wrote:

Quote:
Does anyone know the best mutual fund to invest in, which has high
yield and is safe?

Sure...I'll tell you in 90 days. That is the problem. You
cannot know the answer. You can, however, find fixed income
funds that have reasonable returns and are reasonably safe.
But if you want better than reasonable, then all bets are off.

-john-

--
======================================================================
John A. Weeks III 952-432-2708 john@johnweeks.com
Newave Communications http://www.johnweeks.com
======================================================================
PeterL
Posted: Wed Jul 25, 2007 1:02 pm
Guest
On Jul 24, 4:19 pm, "mscsrrr.com" <m...@maximumedge.com> wrote:
Quote:
Does anyone know the best mutual fund to invest in, which has high
yield and is safe?



Yeah, that one. Personally I only invest in MF's that has high yield
and is safe.
kastnna
Posted: Wed Jul 25, 2007 5:25 pm
Guest
Try this one:

http://www.investopedia.com/terms/r/riskreturntradeoff.asp
Don
Posted: Wed Jul 25, 2007 6:12 pm
Guest
"mscsrrr.com" <mscs@maximumedge.com> wrote in message
news:1185313780.022367.324040@q75g2000hsh.googlegroups.com...

Quote:
Does anyone know the best mutual fund to invest in, which has high
yield and is safe?

Stop and think for a minute. Suppose there were a "best" mutual fund and
then everybody found out about it. Because of the demand, its price would
shoot up, and all the other mutual funds would go out of business. See? With
some thought you can answer your own question!
rick++
Posted: Wed Jul 25, 2007 6:23 pm
Guest
On Jul 24, 5:19 pm, "mscsrrr.com" <m...@maximumedge.com> wrote:
Quote:
Does anyone know the best mutual fund to invest in, which has high
yield and is safe?

A 60-40 balanced fund is pretty safe.
I've had one for the past 15 years thats gone up about five times.
It lags stock booms, but outperforms dips.
Ron Rosenfeld
Posted: Wed Jul 25, 2007 8:58 pm
Guest
On Tue, 24 Jul 2007 18:19:13 -0500, "mscsrrr.com" <mscs@maximumedge.com>
wrote:

Quote:
Does anyone know the best mutual fund to invest in, which has high
yield and is safe?

I believe it was Will Rogers who made a suggestion with regard to stock
purchases that, paraphrased, would apply equally well to mutual funds.

1. Buy the Fund
2. Wait for it to go up in value, and pay you a good yield.
3. If those events do not happen, don't buy it.
--ron
PeterL
Posted: Wed Jul 25, 2007 8:58 pm
Guest
On Jul 25, 7:12 am, "Don" <dwz...@telus.net> wrote:
Quote:
"mscsrrr.com" <m...@maximumedge.com> wrote in message

news:1185313780.022367.324040@q75g2000hsh.googlegroups.com...

Does anyone know the best mutual fund to invest in, which has high
yield and is safe?

Stop and think for a minute. Suppose there were a "best" mutual fund and
then everybody found out about it. Because of the demand, its price would
shoot up, and all the other mutual funds would go out of business. See? With
some thought you can answer your own question!


Actully MF prices don't "shoot up" just because a lot of people buy
into it.
Elizabeth Richardson
Posted: Wed Jul 25, 2007 9:40 pm
Guest
"PeterL" <po.ning@gmail.com> wrote in message
news:1185391918.093979.32510@e9g2000prf.googlegroups.com...
Quote:

So what about the 90 days? What happens in 90 days that you'll be
able to give OP advice?


In 90 days, he'll be able to tell the OP where he should have put his money
90 days ago. Hindsight is usually 20/20.

Elizabeth Richardson
PeterL
Posted: Wed Jul 25, 2007 9:40 pm
Guest
On Jul 25, 1:30 pm, "Don" <dwz...@telus.net> wrote:
Quote:
"PeterL" <po.n...@gmail.com> wrote in message

news:1185378294.802722.32530@e9g2000prf.googlegroups.com...

Actully MF prices don't "shoot up" just because a lot of people buy
into it.

Maybe not a lot of people, but suppose everybody bought into it. If there
were one clear winner, as the OP seemed to believe, would you not expect
everyone to become aware of that fact and to choose it?


But you said the price of the MF shoots up when a lot of people buy
into it. Prices of MF's don't act that way.
Don
Posted: Wed Jul 25, 2007 9:40 pm
Guest
"PeterL" <po.ning@gmail.com> wrote in message
news:1185378294.802722.32530@e9g2000prf.googlegroups.com...

Quote:
Actully MF prices don't "shoot up" just because a lot of people buy
into it.

Maybe not a lot of people, but suppose everybody bought into it. If there
were one clear winner, as the OP seemed to believe, would you not expect
everyone to become aware of that fact and to choose it?
PeterL
Posted: Wed Jul 25, 2007 9:40 pm
Guest
On Jul 24, 9:17 pm, "John A. Weeks III" <j...@johnweeks.com> wrote:
Quote:
In article <1185313780.022367.324...@q75g2000hsh.googlegroups.com>,

"mscsrrr.com" <m...@maximumedge.com> wrote:
Does anyone know the best mutual fund to invest in, which has high
yield and is safe?

Sure...I'll tell you in 90 days. That is the problem. You
cannot know the answer. You can, however, find fixed income
funds that have reasonable returns and are reasonably safe.
But if you want better than reasonable, then all bets are off.


So what about the 90 days? What happens in 90 days that you'll be
able to give OP advice?


Quote:

-john-

--
======================================================================
John A. Weeks III 952-432-2708 j...@johnweeks.com
Newave Communications http://www.johnweeks.com
======================================================================
joetaxpayer
Posted: Wed Jul 25, 2007 10:25 pm
Guest
Don wrote:
Quote:
"PeterL" <po.ning@gmail.com> wrote in message
news:1185378294.802722.32530@e9g2000prf.googlegroups.com...


Actully MF prices don't "shoot up" just because a lot of people buy
into it.


Maybe not a lot of people, but suppose everybody bought into it. If there
were one clear winner, as the OP seemed to believe, would you not expect
everyone to become aware of that fact and to choose it?

Don, Peter is right, but not explaining to you why you are mistaken. A
fund will trade at the value of its assets. I trust we are talking about
open ended funds, not closed end, which can trade at a premium or
discount to NAV. People flocking to a fund will ultimately impact the
value of the shares it contains. For example, VFINX (Vanguard 500 index)
has 3.35% of its assets in Exxon/Mobil. So of the $139 per fund share,
there's about $4 in XOM, about .04 shares. A billion dollar move into
VFINX results in $33.5M buying XOM, about 360,000 shares. Given the 31
million shares that traded today, that billion dollars would hardly move
the stock. In fact, VFINX would just buy the shares, and the fund that
people are bailing out of would sell their holdings and the net effect
on Exxon's price would be minimal.
Now, if it were VFINX everyone bought, eventually there would be an
imbalance, as the S&P got overpriced compared to the next 500 or 1000
stocks and eventually, people would come to their senses.
JOE
Don
Posted: Thu Jul 26, 2007 4:49 am
Guest
"joetaxpayer" <joetaxpayer@nospam.com> wrote in message
news:HPCdnaHlOeCzVTrbnZ2dnUVZ_i2dnZ2d@comcast.com...

Quote:
Don, Peter is right, but not explaining to you why you are mistaken. A
fund will trade at the value of its assets. I trust we are talking about
open ended funds, not closed end, which can trade at a premium or discount
to NAV. People flocking to a fund will ultimately impact the value of the
shares it contains. For example, VFINX (Vanguard 500 index) has 3.35% of
its assets in Exxon/Mobil. So of the $139 per fund share,

Yes, I see. You are right. In my fantasy I am imagining that some particular
fund is clearly and unquestionably superior to all others over a long term
and everybody finds out. If that were true, as you say, the shares would not
increase in value unless the underlying stocks increased in value. But it
seems that other funds would have a hard time staying in business, because
everybody would buy the superior fund no matter what its share value.

I am curious about what accounts for one fund being superior to another. I
presume it must have a manager who comes up with a selection of individual
stocks that are profitable compared to those held by other funds. In a
rising market that is easy, and in a falling market it is difficult. And the
more people who buy the fund, the more difficult it gets to find suitable
stocks with all the money. It would seem that a manager's choices are
limited, especially in a falling market. So thinking along these lines, I am
inclined to agree with the people who claim that differences in the
performance of various funds has a large chance component.
Turtle
Posted: Thu Jul 26, 2007 2:46 pm
Guest
Hi Rick,
rick++ schrieb:
Quote:
A 60-40 balanced fund is pretty safe.
I've had one for the past 15 years thats gone up about five times.
It lags stock booms, but outperforms dips.

How did you mean 60-40 balanced fund?
60% stocks / 40 % bonds ?

Bye
John
mscsrrr.com
Posted: Thu Jul 26, 2007 2:46 pm
Guest
On Jul 25, 3:01 pm, joetaxpayer <joetaxpa...@nospam.com> wrote:
Quote:
Don wrote:
"PeterL" <po.n...@gmail.com> wrote in message
news:1185378294.802722.32530@e9g2000prf.googlegroups.com...

Actully MF prices don't "shoot up" just because a lot of people buy
into it.

Maybe not a lot of people, but suppose everybody bought into it. If there
were one clear winner, as the OP seemed to believe, would you not expect
everyone to become aware of that fact and to choose it?

Don, Peter is right, but not explaining to you why you are mistaken. A
fund will trade at the value of its assets. I trust we are talking about
open ended funds, not closed end, which can trade at a premium or
discount to NAV. People flocking to a fund will ultimately impact the
value of the shares it contains. For example, VFINX (Vanguard 500 index)
has 3.35% of its assets in Exxon/Mobil. So of the $139 per fund share,
there's about $4 in XOM, about .04 shares. A billion dollar move into
VFINX results in $33.5M buying XOM, about 360,000 shares. Given the 31
million shares that traded today, that billion dollars would hardly move
the stock. In fact, VFINX would just buy the shares, and the fund that
people are bailing out of would sell their holdings and the net effect
on Exxon's price would be minimal.
Now, if it were VFINX everyone bought, eventually there would be an
imbalance, as the S&P got overpriced compared to the next 500 or 1000
stocks and eventually, people would come to their senses.
JOE

----------------------------------------

I am not very informed about stock trading, not to mention mutual fund
investing. In Money, Businessweek and Fortune magazines, I always see
a long list of the best mutual funds to invest in. But I don't want to
go by their recommendations because my feeling is that they don't have
the best interest of the average investors in mind. It appears that
sometimes when the professionals and insider stock traders recommend
to the public to buy a stock, that they themselves were at that time
selling, and that is how they make their money.
I am interested in finding the most profitable and safest stock
investment opportunities through the word of mouth, by those who are
presently investing. It seems I will also need to read a few good
books on mutual fund investing to understand the market and the
psychology. Any recommendations would be appreciated.
mscsrrr.com
Posted: Thu Jul 26, 2007 2:46 pm
Guest
On Jul 24, 7:48 pm, Sandra Loosemore <san...@frogsonice.com> wrote:
Quote:
"mscsrrr.com" <m...@maximumedge.com> writes:
Does anyone know the best mutual fund to invest in, which has high
yield and is safe?

If you want "safe", stick with a money market account or bank CD or
savings account.

Mutual funds generally are not "safe", and the best one to invest in
depends on your goals, risk tolerance, how long it's going to be
before you're going to need the money, whether this is for a regular
investment account or IRA, whether you need current income or are
investing for long-term growth, etc. Since you didn't tell us any of
those things, it's impossible to make suggestions.

-Sandra the cynic

Thanks for your reply. You sound knowledgeable about this. I intend
to invest for long term growth. I am also seeking for the best books
to read about this. Any ideas?
Sandra Loosemore
Posted: Thu Jul 26, 2007 3:12 pm
Guest
"mscsrrr.com" <mscs@maximumedge.com> writes:

Quote:
Thanks for your reply. You sound knowledgeable about this. I intend
to invest for long term growth. I am also seeking for the best books
to read about this. Any ideas?

I learned most of what I know about investing from the morningstar.com
web site instead of from a book. They have some really good tutorial
material (look for the "investing classroom" links) as well as
articles and columns. Other people here have said that the "Investing
for Dummies" book is very good, but I can't vouch for that myself.
(I've found some of the other books in that series helpful, though --
e.g., the "Estate Planning for Dummies" one.)

One thing you'll find, BTW, is that an even more critical decision than
choosing a fund (or funds, probably) is coming up with an appropriate
asset allocation plan.

-Sandra
 
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