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Finance & Stock Groups Forum Index » Financial Planning » AUTO PAY=LATE FEE
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| Justin |
Posted: Tue Jun 26, 2007 4:57 am |
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BeachBum wrote on [Mon, 25 Jun 2007 16:00:44 -0500]:
Quote:
"Elizabeth Richardson" <erichktn@worldnet.att.net> wrote in message
"BeachBum" <bbghq35@yahoo.com> wrote in message
news:yHSfi.150376$NK5.36989@newsfe23.lga...
State Farm will let you pay your insurance with them
on line with a credit card. Genworth does an automatic debit to
my checking account each quarter for my long term care insurance.
Well, I hardly think being able to charge the premium to my credit card is
a
good reason for changing insurance companies. Somehow, writing a check
really isn't that much of an inconvenience.
As they say - each to his/her own - I do find writing checks inconvenient
and
a complication which should be eliminated in financial transactions. I try
Considering they are almost as dangerous as sending cash, yes, they
should be. |
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| Justin |
Posted: Tue Jun 26, 2007 4:57 am |
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Elizabeth Richardson wrote on [Mon, 25 Jun 2007 17:38:21 -0500]:
Quote:
withdrawals returning to it. Other than that, why don't you also charge your
electric bill to your cc - that's what I do - we have no natural gas here.
Because electric charges extra to pay by CC? |
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| Elizabeth Richardson |
Posted: Tue Jun 26, 2007 6:09 am |
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"Justin" <nospam@insightbb.com> wrote in message
news:slrnf80p3f.nv.nospam@debian.dns2go.com...
Quote: Elizabeth Richardson wrote on [Mon, 25 Jun 2007 17:38:21 -0500]:
withdrawals returning to it. Other than that, why don't you also charge
your
electric bill to your cc - that's what I do - we have no natural gas
here.
Because electric charges extra to pay by CC?
If so, it's probably in violation of their contract with Visa/MC.
Elizabeth Richardson |
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| Elizabeth Richardson |
Posted: Tue Jun 26, 2007 6:11 am |
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"Justin" <nospam@insightbb.com> wrote in message
news:slrnf80p2i.nv.nospam@debian.dns2go.com...
Quote: I do find writing checks inconvenient
and
a complication which should be eliminated in financial transactions. I
try
Considering they are almost as dangerous as sending cash, yes, they
should be.
Why? Do you think the postal clerks will be stealing checks? If so, then
don't you think the cc companies sending your replacement cards via mail to
be a bit dangerous?
Elizabeth Richardson |
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| Justin |
Posted: Tue Jun 26, 2007 6:39 am |
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Elizabeth Richardson wrote on [Mon, 25 Jun 2007 21:11:56 -0500]:
Quote:
"Justin" <nospam@insightbb.com> wrote in message
news:slrnf80p2i.nv.nospam@debian.dns2go.com...
I do find writing checks inconvenient
and
a complication which should be eliminated in financial transactions. I
try
Considering they are almost as dangerous as sending cash, yes, they
should be.
Why? Do you think the postal clerks will be stealing checks? If so, then
don't you think the cc companies sending your replacement cards via mail to
be a bit dangerous?
CCs are different. It's not your money stolen. |
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| Justin |
Posted: Tue Jun 26, 2007 6:46 am |
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Elizabeth Richardson wrote on [Mon, 25 Jun 2007 21:09:16 -0500]:
Quote:
"Justin" <nospam@insightbb.com> wrote in message
news:slrnf80p3f.nv.nospam@debian.dns2go.com...
Elizabeth Richardson wrote on [Mon, 25 Jun 2007 17:38:21 -0500]:
withdrawals returning to it. Other than that, why don't you also charge
your
electric bill to your cc - that's what I do - we have no natural gas
here.
Because electric charges extra to pay by CC?
If so, it's probably in violation of their contract with Visa/MC.
Oh no, they themselves don't offer CC payment, they use a third party to
accept CC payments and charge 3.95 extra for CC or check that way. |
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| Elizabeth Richardson |
Posted: Tue Jun 26, 2007 7:07 am |
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"Justin" <nospam@insightbb.com> wrote in message
news:slrnf80veo.nv.nospam@debian.dns2go.com...
Quote:
Oh no, they themselves don't offer CC payment, they use a third party to
accept CC payments and charge 3.95 extra for CC or check that way.
I can pay my utility payment directly to the utility company via credit
card, no third party. This thread started because Thumper though every
company should accept electronic payment. Tell your utility (electric,
water, sewer, garbage, phone) to get with the program!
Elizabeth Richardson |
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| BeachBum |
Posted: Tue Jun 26, 2007 1:05 pm |
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"Elizabeth Richardson" <erichktn@worldnet.att.net> wrote in message
news:6tXfi.119806$Sa4.37446@bgtnsc05-news.ops.worldnet.att.net...
Quote:
"BeachBum" <bbghq35@yahoo.com> wrote in message
news:P4Vfi.150389$NK5.65482@newsfe23.lga...
To further simplify things I allow the
electric
company, the natural gas company and LTC company to debit my checking
account as the bills are due and have had no problems.
Well, the only debits I've allowed from my checking account were
contributions to my Vanguard Roth IRA. It's nice that I can now have my
withdrawals returning to it. Other than that, why don't you also charge
your
electric bill to your cc - that's what I do - we have no natural gas here.
Elizabeth Richardson
I would if the electric company allowed it - as I said I charge
everything possible to one cc - would love to have all bills and
charges on cc and write no checks!
BeachBum |
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| Thumper |
Posted: Wed Jun 27, 2007 1:13 am |
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Guest
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On Mon, 25 Jun 2007 22:07:08 -0500, "Elizabeth Richardson"
<erichktn@worldnet.att.net> wrote:
Quote:
"Justin" <nospam@insightbb.com> wrote in message
news:slrnf80veo.nv.nospam@debian.dns2go.com...
Oh no, they themselves don't offer CC payment, they use a third party to
accept CC payments and charge 3.95 extra for CC or check that way.
I can pay my utility payment directly to the utility company via credit
card, no third party. This thread started because Thumper though every
company should accept electronic payment. Tell your utility (electric,
water, sewer, garbage, phone) to get with the program!
Elizabeth Richardson
I also think every store should offer instant check clearing. I
really can't understand any store would refuse to take checks when
they can for a small fee, scan the check in and get it instantly
cleared.
Thumper |
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| Thumper |
Posted: Wed Jun 27, 2007 1:13 am |
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On Mon, 25 Jun 2007 19:57:41 -0500, Justin <nospam@insightbb.com>
wrote:
Quote: Elizabeth Richardson wrote on [Mon, 25 Jun 2007 17:38:21 -0500]:
withdrawals returning to it. Other than that, why don't you also charge your
electric bill to your cc - that's what I do - we have no natural gas here.
Because electric charges extra to pay by CC?
That's against the law in my state.
Thumper |
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| Default User |
Posted: Wed Jun 27, 2007 3:14 am |
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Thumper wrote:
Quote: On Mon, 25 Jun 2007 19:57:41 -0500, Justin <nospam@insightbb.com
wrote:
Because electric charges extra to pay by CC?
That's against the law in my state.
Even if they use a third-party system? That's what Ameren in MO does.
There's a $3.50 per transaction fee. That way the utility doesn't have
to deal with CC issues, the consumer pays for someone else to handle
all that.
Brian
--
If televison's a babysitter, the Internet is a drunk librarian who
won't shut up.
-- Dorothy Gambrell (http://catandgirl.com) |
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| Justin |
Posted: Wed Jun 27, 2007 3:29 am |
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Thumper wrote on [Tue, 26 Jun 2007 16:13:26 -0500]:
Quote: On Mon, 25 Jun 2007 19:57:41 -0500, Justin <nospam@insightbb.com
wrote:
Elizabeth Richardson wrote on [Mon, 25 Jun 2007 17:38:21 -0500]:
withdrawals returning to it. Other than that, why don't you also charge your
electric bill to your cc - that's what I do - we have no natural gas here.
Because electric charges extra to pay by CC?
That's against the law in my state.
Against the law? Please cite the law.
While it may be against the card issuers police, if both checks and CCs
are charged the same fee, it isn't against any law. Just like the IRS
charging extra if you charge your taxes. |
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| Justin |
Posted: Wed Jun 27, 2007 3:29 am |
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Guest
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Thumper wrote on [Tue, 26 Jun 2007 16:13:25 -0500]:
Quote: On Mon, 25 Jun 2007 22:07:08 -0500, "Elizabeth Richardson"
erichktn@worldnet.att.net> wrote:
"Justin" <nospam@insightbb.com> wrote in message
news:slrnf80veo.nv.nospam@debian.dns2go.com...
Oh no, they themselves don't offer CC payment, they use a third party to
accept CC payments and charge 3.95 extra for CC or check that way.
I can pay my utility payment directly to the utility company via credit
card, no third party. This thread started because Thumper though every
company should accept electronic payment. Tell your utility (electric,
water, sewer, garbage, phone) to get with the program!
Elizabeth Richardson
I also think every store should offer instant check clearing. I
really can't understand any store would refuse to take checks when
they can for a small fee, scan the check in and get it instantly
cleared.
Because without the small fee they can still accept checks at a higher
risk? |
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| Usenet2007@THE-DOMAIN-IN. |
Posted: Wed Jun 27, 2007 1:05 pm |
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Guest
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In article <5edgjdF384kmaU1@mid.individual.net>,
defaultuserbr@yahoo.com says...
Quote: Thumper wrote:
On Mon, 25 Jun 2007 19:57:41 -0500, Justin <nospam@insightbb.com
wrote:
Because electric charges extra to pay by CC?
That's against the law in my state.
Even if they use a third-party system? That's what Ameren in MO does.
There's a $3.50 per transaction fee. That way the utility doesn't have
to deal with CC issues, the consumer pays for someone else to handle
all that.
I am curious - Do you know the name of that third-party system?
--
Get Credit Where Credit Is Due
http://www.cardreport.com/
Credit Tools, Reference, and Forum |
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| Usenet2007@THE-DOMAIN-IN. |
Posted: Wed Jun 27, 2007 1:05 pm |
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Guest
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In article <slrnf838ai.nv.nospam@debian.dns2go.com>,
nospam@insightbb.com says...
Quote: Thumper wrote on [Tue, 26 Jun 2007 16:13:25 -0500]:
I also think every store should offer instant check clearing. I
really can't understand any store would refuse to take checks when
they can for a small fee, scan the check in and get it instantly
cleared.
Quote: Because without the small fee they can still accept checks at a higher
risk?
Lots of stores pay a per-item fee for "Check Guarantee" service.
Equifax is one such provider. Or the store might pay "SCAN" to
look for red-flagged bank accounts.
So, even if they don't have instant clearing, many retailers are
paying fees to reduce risk on checks.
--
Get Credit Where Credit Is Due
http://www.cardreport.com/
Credit Tools, Reference, and Forum |
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| Justin |
Posted: Wed Jun 27, 2007 5:11 pm |
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Guest
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Usenet2007@THE-DOMAIN-IN.SIG wrote on [Wed, 27 Jun 2007 04:05:51 -0500]:
Quote: In article <5edgjdF384kmaU1@mid.individual.net>,
defaultuserbr@yahoo.com says...
Thumper wrote:
On Mon, 25 Jun 2007 19:57:41 -0500, Justin <nospam@insightbb.com
wrote:
Because electric charges extra to pay by CC?
That's against the law in my state.
Even if they use a third-party system? That's what Ameren in MO does.
There's a $3.50 per transaction fee. That way the utility doesn't have
to deal with CC issues, the consumer pays for someone else to handle
all that.
I am curious - Do you know the name of that third-party system?
The one Duke Energy uses is called SpeedPay
at https://paynow5.speedpay.com/cinergypsi/index.asp |
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| Default User |
Posted: Wed Jun 27, 2007 8:02 pm |
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Guest
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Usenet2007@THE-DOMAIN-IN.SIG wrote:
Quote: In article <5edgjdF384kmaU1@mid.individual.net>,
defaultuserbr@yahoo.com says...
Thumper wrote:
On Mon, 25 Jun 2007 19:57:41 -0500, Justin <nospam@insightbb.com
wrote:
Because electric charges extra to pay by CC?
That's against the law in my state.
Even if they use a third-party system? That's what Ameren in MO
does. There's a $3.50 per transaction fee. That way the utility
doesn't have to deal with CC issues, the consumer pays for someone
else to handle all that.
I am curious - Do you know the name of that third-party system?
Western Union Speedpay.
<https://paynow7.speedpay.com/AMEREN/index.asp>
Brian
--
If televison's a babysitter, the Internet is a drunk librarian who
won't shut up.
-- Dorothy Gambrell (http://catandgirl.com)
======================================= MODERATOR'S COMMENT:
Please trim the post to which you are responding. "Trim" means that except for a FEW lines to add context, the previous post is deleted. |
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